Paragraf pembuka artikel. Retirement is one of the most important financial goals, yet it’s often overlooked until it’s too late. As life expectancy increases and the cost of living rises, planning for retirement has become more critical than ever. Whether you’re in your 20s or 50s, developing effective retirement savings strategies can significantly impact your financial security in the years to come. A well-structured plan ensures you have enough income to maintain your lifestyle after you stop working. However, with so many options and approaches, it’s...